Secured or Homeowner loans are only available to people who own their own property:  As the loan is secured against the value of the property this gives the applicant access to:

• Flexible payment terms i.e. payment holidays and capital overpayments
• Lower interest rates than personal loans
• Fixed or variable interest rates depending on the borrowers requirements
• Longer loan terms e.g. up to 30 years are possible

Applicants should be aware that the loan amount that can be advanced is linked to how much equity is in the property.  Please contact us for further advice on Homeowner loans with no obligation.